What is Ponto?
Ponto is an open banking platform from Isabel Group — the Belgian market leader in financial data flows. Ponto makes it possible to connect bank accounts from more than 125 European banks to your accounting software, ERP or business application. Via PSD2 regulations, Ponto securely retrieves transaction data and can even initiate payments directly from your software.
Why Ponto is useful
Manually downloading bank statements, importing and matching them with invoices is time-consuming and error-prone. Ponto automates this entirely: your bank transactions flow automatically into your accounting, where they are matched with outstanding invoices.
- 125+ banks: Connect accounts from all major Belgian and European banks
- Real-time sync: Bank transactions automatically available in your software
- PSD2-compliant: Secure and compliant with European open banking regulations
- Initiate payments: Start payments from your software, approved via your bank
Time savings with Ponto
Automatic reconciliation of bank transactions with invoices saves accountants and business owners hours per week of manual work. No more manually downloading and importing CODA files.
Auto-reconciliation
Bank transactions are automatically matched with outstanding invoices in your accounting software.
Multi-bank overview
View balances and transactions from all your bank accounts in one place, regardless of the bank.
Bulk payments
Initiate multiple payments at once from your software. Approve securely via your bank.
Cash flow insight
Real-time overview of your cash flow across all bank accounts for better financial decisions.
Hidden features that often go unused
Ponto is more than just fetching bank statements:
- Payment initiation: Start SEPA payments and transfers directly from your business software.
- Automatic categorisation: Transactions are automatically categorised based on patterns.
- Webhooks: Receive real-time notifications on new transactions for immediate processing.
- Multi-company: Manage bank accounts of multiple entities from one integration.
- Sandbox environment: Test your integration with dummy data before going live.
- CODA replacement: Replace the outdated CODA system with real-time bank data via API.
Integrations with other tools
Ponto is designed to integrate seamlessly with accounting software and business systems:
Exact Online
Yuki
Odoo
Teamleader
- Accounting: Exact Online, Yuki, Octopus, Winbooks — automatic import of bank transactions.
- ERP: Odoo, SAP — bank data directly in your business processes.
- CRM: Teamleader — link payments to invoices and customer accounts.
- Invoicing: Billit, BillToBox — automatic reconciliation of invoices with payments.
- Custom: REST API for custom integrations and applications.
Set up Ponto bank integration?
I help you connect Ponto to your accounting for automatic reconciliation and payment processing. Book a free consultation to discuss your options.
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